4 Ways to Maximize Your Insurance Claim Settlement
When file a claim for damages to your home caused by an event included in your homeowners’ policy, you expect full compensation. It is only fair, since you were a diligent policyholder and paid your premiums on time. However, fairness is not something that insurance...
What is the Difference Between a Hurricane Claim and a Storm Claim?
The state of Florida is called the Sunshine State. But it is also famous for its violent tropical storms and hurricanes. As a homeowner, it makes very little difference to you whether your home was damaged by a storm or by a hurricane. You will want to know how much...
Will My Insurer Pay for a Lightning Damage Claim?
The Sunshine State is known not only for its pleasant weather, but also for its powerful storms. Additionally, it is the U.S. state with the largest number of lightning strikes. There are no less than 1.2 million bolts per year, according to AccuWeather. This means...
Why Was Your Insurance Claim Denied?
Any Floridian, who knows their rights, relies on their homeowner’s insurance when disaster strikes. Whether you’ve got a burst copper pipe, a fire or a burglary, you believe that your insurance company will keep their part of the deal and pay the compensation you...
What to Consider When Filing a Fire Insurance Claim for a Commercial Property
Your place of business – be it a store, a rental property or an office building – is your source of income and a valuable asset. If a fire causes extensive damage, you are forced to file a business interruption claim. And at the same time, a separate claim for fire...
The Challenges of Preparing a Hurricane Damage Estimate
As we are less than 100 days away from the start of hurricane season, Floridians should start reviewing their homeowners’ policies. They should know that hurricane damage adjusters are always ready to assist them. Unfortunately, forecasts indicate that this year we...
Learn How to Handle a Kitchen Fire Claim
Kitchen fires are the number one cause of all home fires across the US, according to the National Fire Protection Association (NFPA). When you have an environment where an open flame is close to grease and fats, a moment of carelessness can cause a disaster. In other...
A Florida Public Adjuster Discusses Flood Insurance Policies
Many Floridians believe that their homeowners’ insurance will protect them against all kinds of water damage. This mistake has cost families a lot of money in repairs when rising water from outside damages their home, their furniture, appliances and other belongings....
Why Are More Cast Iron Pipe Claims Filed in Florida than Elsewhere?
The Sunshine State has one big problem that affects Floridians’ daily life: a large proportion of homes still have old cast iron pipes that keep breaking down. Having reached the end of their lifespan, these pipes cause floods in Floridians’ homes, leading to a high...
Understanding the Signs of Damaged Cast Iron Pipes
We have already explained how difficult it is to file cast iron pipes claims in Florida in previous posts. This is why we believe that prevention is better than the cure. In this article, we will detail the signs that indicate your cast iron pipes are about to break...