If you suffer a house fire in Florida, the last thing you should have to worry about is your insurance claim being denied. Unfortunately, insurance companies don’t make money by approving claims. They make their money by denying claims or by paying out claims at a reduced value. To avoid having this happen to you, it’s important that you hire fire damage adjusters in Florida right away.
You don’t want to wait until your claim has been denied before you seek the assistance of fire damage adjuster. You should contact them as soon as you experience the fire. This way, they can make sure your claim is filed properly. They’ll also make sure that your claim includes all of the losses you suffered in the fire.
Are You Required to Hire a Fire Damage Adjuster?
There is no law that says you have to hire a Florida fire damage adjuster. And, there’s no way your insurance company is going to encourage you to do this. Their goal is to take advantage of you if they can. This is nothing personal. It’s simply a business matter.
When you first submit your claim, the insurance adjuster needs to make two decisions. First, they want to make sure that your claim qualifies under your policy. Second, they need to decide exactly how much of your claim they intend to cover. Once they make these decisions, you’ll get an official notice in the mail.
If your claim is denied, or if the insurance company offers you less than your total claim, you need help. You can hire a fire damage adjuster in no time. And, the good news is that you won’t have to pay them upfront. Fire damage adjusters in Florida get a percentage of your claim. Meaning, if your claim is paid in full, they will take a portion of your settlement proceeds.
Contact a Florida Fire Damage Adjuster Immediately
If your fire insurance claim is denied, or if the insurance company offers you a lowball settlement, you need help. Contact an experienced fire damage adjuster immediately. They will protect your interests and do what they can to get you the money you deserve.
Call today and schedule a free estimate. A skilled adjuster will come to your home and help decide how much your claim is really worth.